Public data reviewed
Kueski
A short-term digital loan with small amounts; the annualized cost is very high.
- Amount
- From $200 MXN
- CAT
- Average CAT 3,574.87%, excluding VAT
Loan apps in Mexico:
CAT, amounts, and requirements
Profiles built to verify, not rankings built to sell. Eight products presented through the same lens: entity, amount, term, rate, CAT, warnings, review date, and links to the sources checked.
Public data reviewed
Tala
An app-based loan with different conditions for the short-term product and the installment product.
- Amount
- From $300 MXN; the maximum depends on the offer shown in the app
- CAT
- Préstamo Tala: average CAT 921%, excluding VAT
Partial review
Baubap
A mobile microloan whose conditions change with payment history and the product shown to each user.
- Amount
- Personalized initial offer; up to $7,000 MXN after 6 on-time loans
- CAT
- Not found in a legible form on the public page reviewed
Partial review
Credilikeme
A tiered digital credit line where the amount may rise and the rate may fall based on repayment behavior.
- Amount
- $1,000–$12,000 MXN depending on the published tier
- CAT
- Public example: average CAT 169.5%, excluding VAT
Public data reviewed
yotepresto
Crowdfunding for applicants with good credit history, offering larger amounts and longer terms than microloans.
- Amount
- $10,000–$425,000 MXN
- CAT
- Average CAT 26.2%, excluding VAT; calculated Jun 15, 2026
Public data reviewed
kubo.financiero
A digital personal loan with flexible payment frequency and credit-profile-based assessment.
- Amount
- $25,000–$100,000 MXN
- CAT
- Average CAT 78.1%, excluding VAT; calculated Sep 6, 2026
Public data reviewed
DiDi Préstamos
Revolving credit inside the DiDi ecosystem; every draw has its own terms.
- Amount
- Contractual minimum $200 MXN; credit line and draw are personalized
- CAT
- Informational average CAT 400% plus VAT; calculated Oct 20, 2025
Personalized offer
Mercado Pago
A personal loan available only to some accounts; the amount, term, and cost appear inside the app.
- Amount
- Personalized; no general range can be verified on the public page
- CAT
- Personalized and shown in the offer