Public data reviewedTala:
Tala:
what you should confirm.
An app-based loan with different conditions for the short-term product and the installment product.
Public information found
- Published entity
- Tala Mobile, S.A.P.I. de C.V., SOFOM, E.N.R.
- Amount
- From $300 MXN; the maximum depends on the offer shown in the app
- Term
- The installment product sheet states 15–120 days
- Rate
- Préstamo Tala: 203%–438% fixed annual rate, excluding VAT
- CAT
- Préstamo Tala: average CAT 921%, excluding VAT
- Payment method
- SPEI, Paynet, or OXXO
Published requirements
- Legal age
- Mexican nationality
- Valid INE
- Bank account
- Application in the app
Approval remains subject to assessment. Meeting these requirements does not guarantee an offer or the maximum amount.
It may be useful for
Reviewing a very short-term offer when you already know the exact repayment date.
What we would check before accepting
- Tala publishes more than one product; identify which one appears on your disclosure sheet.
- The average CAT does not replace the total repayment for your offer.
- The installment product publishes disbursement and collection fees.
Registration and authority
Tala states that it is registered with CONDUSEF as a SOFOM E.N.R. Verify the entity and your contract's RECA number in the official portals.
Important: SIPRES lists institutions. It does not approve apps or guarantee an individual offer.
Sources checked
Each link opens the original source. Terms can change, so compare them again with your disclosure sheet on the day you apply.