Turn an offer into
pesos and dates.
Copy the numbers from two quotes and compare the cash you actually receive, each payment with its date, the extra cost, and the charges still unverified. If you only have a rate, use the estimate mode.
Compare two quotes using what each one says you receive and pay. You do not need to know the rate.
Missing: fee, other charges, VAT on interest, VAT on fees. They were not added, so the real total may be higher and the cash you receive lower.
View the estimated 6-payment schedule
Dates are estimated from today; your contract sets the real dates.
| Estimated date | Payment | Principal | Interest + VAT | Balance |
|---|---|---|---|---|
| Nov 9, 2026 | MX$1,016.81 | MX$716.81 | MX$300.00 | MX$4,283.19 |
| Dec 9, 2026 | MX$1,016.81 | MX$759.82 | MX$256.99 | MX$3,523.36 |
| Jan 9, 2027 | MX$1,016.81 | MX$805.41 | MX$211.40 | MX$2,717.95 |
| Feb 9, 2027 | MX$1,016.81 | MX$853.74 | MX$163.08 | MX$1,864.22 |
| Mar 9, 2027 | MX$1,016.81 | MX$904.96 | MX$111.85 | MX$959.26 |
| Apr 9, 2027 | MX$1,016.81 | MX$959.26 | MX$57.56 | MX$0.00 |
Incomplete educational estimate. Ask in writing for the missing fee, charges, and VAT before comparing this total with another offer.
Supported scope
Comparing two quotes: it uses the cash received, payments, and dates as written, counted from the first payment date. A charge deducted from the disbursement is not added again, one paid separately is added once, and any unknown charge, VAT, or insurance leaves the comparison incomplete. It only says which quote pays less in total when both pay out the same cash and end on similar dates; it does not say which one suits you or whether you can afford it.
Estimating with an annual rate: what follows describes that mode.
It covers: loans in Mexican pesos with a fixed ordinary annual rate, weekly, biweekly, or monthly payments, and the fees, charges, and VAT you know.
It does not cover: daily rates, late fees or default interest, variable insurance, or the official CAT. Schedule dates are estimates counted from today, not your real first payment date.
The biweekly option is approximate: it moves in 15-day steps, while your contract may charge on fixed calendar days or every 14 days. If you mark a charge or VAT as unknown, the result is shown as incomplete.
What to copy from the offer
- Amount requested and the cash you actually receive.
- Number, amount, frequency, and dates of payments, including the first payment date.
- Fees, VAT, insurance, and every mandatory charge, and whether they are deducted, included in the payments, or paid separately.
- Ordinary annual rate and whether it is fixed or variable, if you will estimate with a rate.
If the app only shows an installment and hides the total, you do not have enough information to compare.