Small, short-term loans
Kueski
vs Tala
We do not choose for you. We show what is published, what varies by profile, and what you need to confirm in the offer.
The comparison is only valid with the same amount and term. Confirm the total, entity, and late-payment cost in each individual offer.
| Variable | Kueski | Tala |
|---|---|---|
| Entity | Kueski, S.A.P.I. de C.V., SOFOM, E.N.R. | Tala Mobile, S.A.P.I. de C.V., SOFOM, E.N.R. |
| Published amount | From $200 MXN | From $300 MXN; the maximum depends on the offer shown in the app |
| Term | 7–99 days | The installment product sheet states 15–120 days |
| Rate | Maximum annual rate 468% | Préstamo Tala: 203%–438% fixed annual rate, excluding VAT |
| CAT | Average CAT 3,574.87%, excluding VAT | Préstamo Tala: average CAT 921%, excluding VAT |
| Payment method | SPEI, BBVA cash deposit machine, or OXXO | SPEI, Paynet, or OXXO |
| May be useful for | Comparing a small, short-term need only when the full repayment fits your budget. | Reviewing a very short-term offer when you already know the exact repayment date. |
Entity
Kueski, S.A.P.I. de C.V., SOFOM, E.N.R.
Tala Mobile, S.A.P.I. de C.V., SOFOM, E.N.R.
Published amount
From $200 MXN
From $300 MXN; the maximum depends on the offer shown in the app
Term
7–99 days
The installment product sheet states 15–120 days
Rate
Maximum annual rate 468%
Préstamo Tala: 203%–438% fixed annual rate, excluding VAT
CAT
Average CAT 3,574.87%, excluding VAT
Préstamo Tala: average CAT 921%, excluding VAT
Payment method
SPEI, BBVA cash deposit machine, or OXXO
SPEI, Paynet, or OXXO
May be useful for
Comparing a small, short-term need only when the full repayment fits your budget.
Reviewing a very short-term offer when you already know the exact repayment date.
The question that changes the comparison
Ask both institutions for the same amount and term. Compare cash received, schedule, total repayment, CAT, and late-payment cost. If two variables change at once, the comparison stops being fair.
Try my numbersKueski warnings
- The approved amount may differ from the published minimum.
- An average CAT above 3,500% means a very high cost for the short term.
- Confirm CAT, VAT, due date, and total repayment on the disclosure sheet before accepting.
Tala warnings
- Tala publishes more than one product; identify which one appears on your disclosure sheet.
- The average CAT does not replace the total repayment for your offer.
- The installment product publishes disbursement and collection fees.