Small amounts and recurring payments
Baubap
vs Credilikeme
We do not choose for you. We show what is published, what varies by profile, and what you need to confirm in the offer.
| Variable | Baubap | Credilikeme |
|---|---|---|
| Entity | Baubap, S.A.P.I. de C.V., SOFOM, E.N.R. | Confianza Digital, S.A.P.I. de C.V., SOFOM, E.N.R. |
| Published amount | Personalized initial offer; up to $7,000 MXN after 6 on-time loans | $1,000–$12,000 MXN depending on the published tier |
| Term | Depends on the product; public sources show different terms | Public example uses 6 biweekly payments; the offer allows payment choices |
| Rate | Official example: 0.83% per day for 90 days | Example: 72% annually; the tier table publishes higher simple rates |
| CAT | Not found in a legible form on the public page reviewed | Public example: average CAT 169.5%, excluding VAT |
| Payment method | One payment or the plan defined in the applicable contract | Biweekly payments or early payoff, depending on the offer |
| May be useful for | Understanding a small offer when the app already shows every charge in writing. | Comparing biweekly payments when you can review the full schedule before accepting. |
The question that changes the comparison
Ask both institutions for the same amount and term. Compare cash received, schedule, total repayment, CAT, and late-payment cost. If two variables change at once, the comparison stops being fair.
Try my numbersBaubap warnings
- The pages and contracts reviewed describe more than one structure and different terms.
- Do not accept until you identify cash received, total repayment, VAT, and the exact due date.
- A higher limit depends on previous payments; it is not an initial promise.
Credilikeme warnings
- The 72% annual example and the tier table do not describe the same condition.
- Ask for the disclosure sheet that applies to your tier and track.
- Do not assume you will move up a tier or receive the maximum amount.